Terms

Modest Money Maps is an educational website. Use it to pressure-test decisions, not to replace qualified advice for money, tax, legal, immigration, insurance, Medicare, medical, or investment questions.

Calculator results are estimates

The calculators are estimates based on the inputs, assumptions, sources, and dates shown on the page. A result can change when a quote, rent number, tax rate, insurance premium, APR, exchange rate, or user assumption changes.

No warranty

The site is provided as is, without any warranty that a calculator is complete, current, error-free, or suitable for your exact situation. Verify important numbers with official sources, real quotes, and the right professionals before acting.

Acceptable use

Do not abuse the site, attack the infrastructure, submit unlawful material, or enter sensitive personal identifiers into calculator fields. Do not treat saved scenario URLs as secure storage for private data.

Third-party services and sources

Some pages may link to outside sources or use service providers for storage, email, analytics, hosting, or similar operations. Those services have their own terms and privacy practices.

Changes

These terms may change as the site grows. The plain-English goal stays the same: show the math, label the uncertainty, and avoid pretending an estimate is a promise.