Modest Money Maps

Multi-platform reseller, not one-platform folklore

Side Hustle Reality Check

Start with gross revenue, strip out platform fees, COGS, shipping, supplies, mileage, and tax, then judge the hourly wage.

Verify this first.

You keep about $33.16 of every $100, about $16.58/hr. That beats the federal minimum wage, but COGS and hours need verification before calling it solid.

$16.58/hr

The result leans on user-specific COGS, time, and volatile platform fees.

See every assumption - and change any of them.

The first four inputs move the answer fast.

gross-to-net waterfall

The gross number keeps getting stripped down.

Gross $2,000.00
Platform fees -$261.40
Shipping -$0.00
Packaging -$36.00
COGS -$700.00
Mileage -$58.00
Tax -$281.32
Take-home $663.28 $16.58/hr

Caveat: COGS and hours are the lines most likely to make the hourly wage lie.

Platform comparison

Same gross, same orders, different fee schedule. No platform is the default; eBay, Mercari, Poshmark, and Depop are shown symmetrically.

Mercari Fee: $200.00 $17.66/hr
eBay Fee: $304.00 $15.83/hr
Poshmark Fee: $400.00 $14.15/hr
Depop Fee: $102.00 $19.38/hr

Fees last checked 2026-06-08

Platform fees change. Fees last checked 2026-06-08; verify before relying on this estimate.

Source Receipt Shelf

Strong means official platform, IRS, DOL, BLS, carrier, or cited-dataset context. Light means estimate or assumption. Fees last checked 2026-06-08.

Assumption Drawer

Every fee, COGS line, tax rate, and hour input is editable.