Can I Afford to Leave? asOfDate: 2026-06-07. FX and visa assumptions need refreshing before decisions.
Chiang Mai is about $1,110/mo cheaper, but the abroad side is estimate-heavy. Verify rent and health insurance before treating it as a yes. $1,110/mo
Rent, health insurance, and car-count are the verify-lines. A 65+ abroad plan also needs a keep-Part-B decision.
SRC Mobile property tax (high) DATA Coastal insurance (medium) ASSUME Maintenance reserve (medium) EST US utilities (medium) ASSUME Pre-65 ACA healthcare (high) DATA 65+ Medicare mix (medium)
See every assumption - and change any of them. Immutable receipt shelf The US side is better sourced: county, BLS/CMS context, and US utility data exist. The abroad side leans on estimates for rent, utilities, transport, international health insurance, groceries, dining, lifestyle, flights, visa, and FX buffer.
SRC Mobile property tax (high) DATA Coastal insurance (medium) ASSUME Maintenance reserve (medium) EST US utilities (medium) ASSUME Pre-65 ACA healthcare (high) DATA 65+ Medicare mix (medium) EST US transport cash cost (medium) ASSUME US groceries (high) DATA US dining and entertainment (medium) DATA US misc lifestyle (medium) SRC Fed H.10 FX (high) EST Chiang Mai rent (medium) EST Chiang Mai utilities (medium) EST Intl health insurance (medium) EST Chiang Mai transport (medium) EST Chiang Mai groceries (low) EST Chiang Mai dining (medium) EST Chiang Mai misc lifestyle (medium) EST Thai visa fee (high) EST Flights home (high) ASSUME Currency buffer (medium)
Plain-English disclaimer
Educational only. This is not financial, tax, legal, immigration, insurance, Medicare, or investment advice.
Verify with official sources and qualified professionals before you bet real money or a real move on it.